Benefits
Our companies are very successful in large measure because of what our employees contribute to the organization, so our benefits programs are designed to attract, retain and motivate world-class talent.
We pay our employees well. In addition, many jobs participate in an incentive program. By the way, the cost of living in the Richmond area – where a large number of our employees live and work – is very favorable compared to most cities in the United States.
This summary is for informational purposes only. All benefits are subject to the applicable plan documents, including restrictions and limitations on eligibility and coverage. The terms of the plan documents, including the Summary Plan Descriptions that are available to employees, control in the event of any conflict with this summary or any other verbal or written communications you may receive related to the benefits of an Altria employee.
Supporting You & Your Loved Ones
We know family is the most important thing to our employees. That's why we offer competitive benefits packages for our employees and their families, including (depending on job and location):
- Consumer-Driven Health Plan coverage
- Health Savings Account (HSA) or Flex Spending Account (FSA)
- Preventive medical and select generic prescription drugs covered in full in-network
- Dental coverage up to $2,000 annually
- Orthodontia coverage paid at 50%, up to a $2,500 lifetime maximum
- Eye exams and lenses every 12 months, frames every 24 months for adults and every 12 months for children
- Business Travel Accident Insurance paid by the Company
- A Company-paid Short-Term Disability Plan for disabilities lasting up to 26 weeks at full pay
- A Company-paid Long-Term Disability Plan after you have exhausted 26 weeks of Short-Term Disability
- Access to a personal Family Advocate to help you navigate the health care system. Your Advocate can help you find the best doctors, obtain second opinions, sort out health care billing issues, obtain approvals for certain services and get your questions answered
- For employees who want to create a family through surrogacy or adoption, the company will reimburse up to $35,000 per surrogacy arrangement or adoption
- Unlimited lifetime maximum for infertility treatment services (medical diagnosis required)
- Travel benefit coverage for eligible travel costs to obtain medical and behavioral services that cannot be obtained within a 60-mile radius of your home
Providing Work/Life Balance
We know family is the most important thing to our employees. That's why we offer competitive benefits packages for our employees and their families, including (depending on job and location):
- Adoption Assistance (up to $35,000 per child)
- Paid Family and Medical Leave of up to 12 weeks of full pay for various reasons, including bonding with a new child and caring for a family member. This benefit is in addition to Short-Term Disability benefits, if applicable
- Breast Milk Shipping
- An optional Dependent Care Flexible Spending Account to reimburse yourself on a pre-tax basis for child care or adult dependent care expenses
- Dependent Care Reimbursement Program up to $1,000 per calendar year
- Paid Time Off for emergency care for a qualified child, parent, spouse or domestic partner (with limitations)
- Paid Time Off for a child’s school activities (for school-age children)
- You can quickly access a full spectrum of best-in-class mental health care offerings, from self-care to support in life's most difficult decisions. This benefit is designed for you — when and where you need it. Services include child and elder care resources, counseling and legal consultation referrals, and so much more
- Paid Vacation (your date of hire and years of service determine your eligibility)
- 14 Paid Holidays annually
- A Vacation Buy Program, which allows you to purchase up to five additional vacation days each year
- Depending on location, onsite cafeterias, fitness centers, medical centers, ATMs, hair salons and credit union memberships
Investing in Your Future
Planning for the future can be challenging. That's why we offer our employees resources and programs to help them plan, build and invest in their futures including (depending on position and location):
- The Deferred Profit-Sharing Plan where you can generally contribute up to 35% of your pay
- The Company will contribute from 13% to 17% of your eligible earnings, depending on Altria Group’s earnings per share growth, even if you do not contribute to the Plan
- The company will match your contributions, dollar-for-dollar, up to 3% of your eligible earnings
- Financial planning and education services at no cost to you
- Student Loan Repayment Assistance (up to $100 per month and $10,000 lifetime maximum)
- An Educational Refund Program for job-related courses or a company-related degree
- Life Insurance provided by the Company
- Eligibility for scholarships for children of employees
- An Employee Stock Purchase Program
- The Match Your Dollars Program (up to $30,000 per employee annually) -- we match your donations to charitable organizations, dollar-for-dollar, doubling your donation power
- Our Reward Your Time Program provides contributions to eligible organizations where employees volunteer a minimum of 25 hours of personal time over the course of a calendar year
- Discounts on products and services (vehicles, electronics, etc.)